I will not pretend that times are not tough...they are. But, these times mean real opportunity for buyers, for several reasons. First, mortgage rates are extremely low, less than 6%! This coupled with low purchase prices create a real opportunity to make a very smart investment. Second, with the pssing of the $8,000 tax credit for first time homebuyers, many small homes will be absorbed back into the market further reducing inventories and possibly making it easier to sell your home. This will be the best time in our nations history to buy a home. Now, le
